Court ruling considered a “consumer win” for FL insurance policyholders; helps get “rid of bad actors”

A major court ruling this month appears to be one of the first milestone victories for Florida’s property insurance policyholders under recent law changes.

The Fifth District Court of Appeal in Daytona Beach ruled that a “direction to pay” (DTP) by a policyholder does not by itself represent an “assignment of benefits” (AOB), upholding Senate Bill 2-A from 2023.

That decision only further emphasizes lawmakers’ attempts to end years of excessive litigation, while at the same time hoping to keep insurance costs down…

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