The number of uninsured motorists in Colorado has jumped to the ninth worst in the nation with an estimated 17.5 percent of drivers cruising around without car insurance — an unfortunate distinction insurance experts attribute to the climbing price of insurance statewide.
This is a snowball effect, though. Because the more uninsured drivers there are out there, the more the claims rise because uninsured drivers statistically drive worse and have more severe accidents. That then causes insurance rates to increase for everyone.
In other words, in Colorado, the cause and effect is off, and it’s hard to make it right once it is like this, said Carole Walker, executive director at the Rocky Mountain Insurance Association…