It wasn’t long after Ariel Clarke moved from New York to Tulsa, Oklahoma, to be a program manager at a local nonprofit that she started to feel like she was living paycheck to paycheck.
Even though she was working full time, she had to budget intensely to be sure she had money for everything — rent, groceries, bills, transportation and her student loans, which were newly coming due.
After a few months of living that way, she decided to take on a second job, as a part-time peer health educator with another nonprofit…