Single Mom Helps Kids Through College Without Co-Signing Loans

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As a single mother with significant debt, I couldn’t afford to cosign student loans for my sons. Instead, we had open and early discussions about finances and college.

Despite my financial constraints, I supported my sons in other ways. I helped cover small expenses like books and housing. To do this, I carefully reviewed my budget and made adjustments to save money.

We explored all college options and chose affordable schools that provided a solid education. My older son received scholarships and I helped with meal costs. My younger son commuted and lived at home to reduce expenses.

Throughout the process, I maintained open communication with my sons. We discussed their options and plans, and I emphasized that we could adjust if needed.

Now, my sons have graduated and are working in their fields. Our thoughtful planning and support helped them complete college without a heavy financial burden.


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